Are you doing it for the first time?

This is a great time to be buying a home. If you're a first time home buyer, you have lots to choose from and the interest rates are lower than they've been historically. The condo market is a great place to start too if you want to buy but don't want the responsibility of maintaining a home. The incentives to buy are better now too. http://www.washingtonpost.com/wp-dyn/content/article/2006/12/01/AR2006120100017.html. First time home buyers are driving the market today. Of the 17 transactions I've had this year, 8 have been first time home buyers. Dive in, the water's just fine!